F-14/15, Orbit Mall, Civil Lines, Jaipur-302006
support@thetaxheaven.com
F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comSBFC Finance Ltd, a fast-growing non-banking financial company (NBFC) in India, has been gaining attention in recent years due to its focus on providing secured MSME loans, loans against gold, and other retail financial products. With India’s credit demand rising steadily, SBFC Finance has positioned itself as a strong player catering to small businesses and individuals who often lack access to traditional banking services.
In this article, we will explore SBFC Finance’s share price targets from 2025 to 2030, along with its financial performance, market potential, and key investment outlook.
| Detail | Value |
|---|---|
| Open | ₹111.00 |
| Previous Close | ₹111.66 |
| Day's High | ₹112.89 |
| Day's Low | ₹110.08 |
| VWAP | ₹111.86 |
| 52-Week High | ₹120.50 |
| 52-Week Low | ₹77.61 |
| All Time High | ₹120.50 |
| All Time Low | ₹72.40 |
| UC Limit | ₹133.99 |
| LC Limit | ₹89.32 |
| Beta (Volatility) | 0.95 |
| Market Capitalization | ₹12,272 Cr |
| Face Value | ₹10 |
| Book Value per Share | ₹27.31 |
| 20D Avg Volume | 1,901,890 |
| 20D Avg Delivery (%) | 61.44 |
Founded with a mission to serve underbanked and underserved customers, SBFC Finance Ltd has created a niche in secured MSME loans and gold loans. By leveraging technology-driven lending processes, a growing branch network, and risk management practices, the company is expanding rapidly in semi-urban and rural India.
Key Highlights:
Strong presence in the MSME lending segment.
Diversified portfolio with gold loans and secured lending products.
Growing retail investor confidence.
Focus on technology for customer acquisition and loan disbursal.
Stable asset quality supported by risk-based lending approach.
| Investor Type | Holding (%) |
|---|---|
| Promoters | 53.19% |
| Retail & Others | 22.69% |
| Mutual Funds | 14.51% |
| Foreign Institutions | 7.12% |
| Other Domestic Institutions | 2.48% |
This pattern shows strong promoter confidence and healthy institutional participation, supported by robust retail investor interest.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | 115 | 125 |
| 2026 | 130 | 145 |
| 2027 | 150 | 165 |
| 2028 | 170 | 185 |
| 2029 | 190 | 210 |
| 2030 | 215 | 240 |
By 2025, SBFC Finance is expected to deliver stable returns, supported by steady loan book growth.
Why?
Rising demand for MSME credit.
Expanding branch network across Tier-2 and Tier-3 cities.
Stable asset quality and recovery rates.
Investment Advice: Accumulate during market corrections for medium-term gains.
In 2026, SBFC Finance may benefit from India’s growing credit penetration and stronger NBFC sector growth.
Why?
Increasing loan disbursals in MSME and gold loan segments.
Strong participation from mutual funds (14.51% holding).
Positive earnings momentum with expanding net interest margins.
Investment Advice: Hold for long-term growth; attractive for investors seeking exposure to financial services.
By 2027, SBFC Finance may achieve stronger revenue growth driven by digital lending platforms.
Why?
Enhanced adoption of technology in lending.
Better credit risk management.
Continued trust from retail investors (22.69% holding).
Investment Advice: Continue SIP or staggered investments; expect good CAGR returns.
The company could cross ₹170 levels in 2028 with consistent financial performance.
Why?
Rising financial inclusion initiatives in India.
Increased secured lending portfolio.
Expanding presence in rural and semi-urban markets.
Investment Advice: Long-term investors may continue to hold; good for portfolio diversification.
By 2029, SBFC Finance is expected to strengthen its leadership in MSME financing.
Why?
High demand for working capital loans.
Improving profitability ratios.
Increasing participation from FIIs (7.12% holding).
Investment Advice: Strong candidate for wealth creation; ideal for medium- to long-term holding.
By 2030, SBFC Finance may establish itself as a leading mid-cap NBFC with a stable growth outlook.
Why?
Strong promoter holding of 53.19%.
Expanding customer base across India.
Enhanced earnings visibility due to diversified product portfolio.
Investment Advice: Excellent choice for long-term investors seeking financial sector exposure.
Yes. SBFC Finance is a promising stock for investors aiming for long-term growth in the NBFC sector. With India’s credit market expanding rapidly, the company’s focus on MSME and retail lending makes it an attractive choice.
Key Reasons to Invest:
Strong promoter backing.
Rising retail participation.
Growing financial inclusion in India.
Attractive growth potential till 2030.
⚠️ Risks to Watch Out For:
NBFC sector is highly sensitive to interest rate changes.
Rising competition from banks and fintech players.
Potential credit risk from MSME borrowers.
SBFC Finance Ltd is a fast-growing NBFC with strong fundamentals and a promising future. With a promoter holding of 53.19% and growing institutional interest, the company has significant upside potential. Based on market analysis, SBFC Finance’s share price could reach ₹240 by 2030, making it a solid long-term investment option.
1. What is the next target of SBFC Finance share?
The next target for SBFC Finance is expected between ₹115 and ₹125 by 2025.
2. Is SBFC Finance a good buy right now?
Yes, considering its strong fundamentals and growth outlook, it is a good long-term investment.
3. What will be the share price target of SBFC Finance in 2026?
The expected price range is between ₹130 and ₹145 in 2026.
4. What is the current price of SBFC Finance Ltd?
As of September 23, 2025, SBFC Finance is trading between ₹110 and ₹112.
5. Is SBFC Finance good for long-term investment?
Yes, it has strong growth prospects in MSME and gold loans.
6. How much has SBFC Finance gained from its 52-week low?
It has risen from ₹77.61 to above ₹110, showing strong upward momentum.
7. What is the all-time high of SBFC Finance?
The all-time high of SBFC Finance is ₹120.50.
8. What is the book value per share of SBFC Finance?
The company’s book value per share is ₹27.31.
9. What is SBFC Finance’s market cap?
As of September 2025, the market capitalization stands at ₹12,272 Cr.
10. Who are the major shareholders of SBFC Finance?
Promoters hold 53.19%, retail investors 22.69%, mutual funds 14.51%, FIIs 7.12%, and other domestic institutions 2.48%.
???? Disclaimer: This article is for educational purposes only. Please consult a certified financial advisor before making investment decisions.
Register & Login