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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comTata Capital Limited, a subsidiary of Tata Sons, is one of India’s leading diversified financial services companies. It provides loans, wealth management, home finance, business finance, and other retail services. Backed by the globally trusted Tata Group, Tata Capital has built strong credibility and is now one of the most discussed stocks in the Indian financial market.
This article provides a detailed forecast of Tata Capital share price target from 2025 to 2030, along with current market data, business fundamentals, and investment analysis.
| Detail | Value |
|---|---|
| Open Price | ₹330.00 |
| Previous Close | ₹326.00 |
| Day's High | ₹333.00 |
| Day's Low | ₹326.25 |
| 52-Week High | ₹333.00 |
| 52-Week Low | ₹326.00 |
| Volume | 89,262,730 |
| Value (Lacs) | ₹2,94,790.17 |
| VWAP | ₹329.52 |
| Market Capitalization | ₹1,40,186 Cr |
| Beta | 0.00 |
| Face Value | ₹10 |
| UC Limit | ₹363.00 |
| LC Limit | ₹297.00 |
Tata Capital Ltd (TCL) was established in 2007 and operates as a non-banking financial company (NBFC) registered with RBI. It offers a wide range of financial products including personal loans, MSME loans, vehicle loans, home loans, and investment advisory. The company follows a customer-first strategy and has a strong retail loan book and growing digital lending platform.
Part of the trusted Tata Group
High loan growth in retail and MSME segments
Strong asset quality and loan recovery systems
Rapid growth in digital lending and financial inclusion
Excellent corporate governance
| Shareholder Type | Holding (%) |
|---|---|
| Promoters | 85.41% |
| Retail & Others | 8.57% |
| Foreign Institutions | 3.31% |
| Mutual Funds | 1.62% |
| Other Domestic Institutions | 1.09% |
This high promoter holding shows strong confidence of Tata Group in Tata Capital’s long-term growth.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | ₹380 | ₹420 |
| 2026 | ₹440 | ₹490 |
| 2027 | ₹510 | ₹575 |
| 2028 | ₹590 | ₹660 |
| 2029 | ₹680 | ₹760 |
| 2030 | ₹780 | ₹880 |
By 2025, Tata Capital may see rapid business expansion supported by consumer loans and home lending growth.
Target Range: ₹380 – ₹420
Reasons:
Strong retail loan demand
Controlled NPAs
Growth in digital loan disbursement
The company is expected to grow its NBFC market share and improve profitability.
Target Range: ₹440 – ₹490
Reasons:
Partnership with fintech companies
Lower cost of borrowing due to Tata brand
Expansion in MSME financing
Target Range: ₹510 – ₹575
Reasons:
Enhanced customer base
Housing and infrastructure loan growth
Cross-selling financial services
Target Range: ₹590 – ₹660
Reasons:
Strong financial performance
Better return on equity (ROE)
Increasing distribution network
Target Range: ₹680 – ₹760
Reasons:
Strong corporate lending book
Consistent growth in profit
Improved asset quality (GNPA and NNPA)
Target Range: ₹780 – ₹880
Tata Capital has the potential to join India’s top financial institutions by 2030.
Backed by Tata Group
Strong financial growth
Consistent loan book expansion
Strong corporate governance
Massive future opportunity in financial services
NBFC sector sensitive to interest rate changes
Competition from HDFC, Bajaj Finance, and SBI
Regulatory policies may impact growth
Tata Capital is fundamentally strong with excellent business expansion strategies. With a current price near ₹330, it has strong long-term potential due to trust, management quality, and retail lending strength. Investors looking for stable long-term wealth creation can consider Tata Capital stock with a systematic investment approach.
1. Is Tata Capital a good stock to buy?
Yes, it is fundamentally strong with steady growth potential.
2. What is Tata Capital's share price target for 2025?
₹380 – ₹420.
3. Can Tata Capital reach ₹1000?
Possibly after 2030 if growth remains strong.
4. Is Tata Capital a debt-free company?
No, as an NBFC it operates with borrowing but maintains healthy debt ratios.
5. Is Tata Capital listed on NSE and BSE?
Yes, it has been listed for public trading.
Disclaimer: This article is for educational purposes only. Stock market investments are subject to market risks. Please consult a SEBI-registered financial advisor before investing.
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