F-14/15, Orbit Mall, Civil Lines, Jaipur-302006
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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comReliance Home Finance Ltd (RHFL) was once part of the Reliance Capital Group and operated in the housing finance and affordable home loan segment. Over the past few years, the company has faced severe financial distress, debt defaults, and restructuring challenges, significantly impacting investor confidence.
Currently trading at penny-stock levels, Reliance Home Finance Ltd remains a highly speculative stock with turnaround potential tied to resolution progress and restructuring outcomes. In this article, we analyze Reliance Home Finance Ltd Share Price Target from 2026 to 2030 based on current market data, financial indicators, and risk factors.
| Detail | Value |
|---|---|
| Open | ₹2.66 |
| Previous Close | ₹2.66 |
| Day’s High | ₹2.67 |
| Day’s Low | ₹2.60 |
| VWAP | ₹2.63 |
| 52-Week High | ₹7.78 |
| 52-Week Low | ₹2.60 |
| All-Time High | ₹113.00 |
| All-Time Low | ₹0.70 |
| Market Capitalization | ₹129 Cr |
| Volume | 8,37,865 |
| Value (Lacs) | ₹22.29 |
| 20D Avg Volume | 7,80,071 |
| Face Value | ₹10 |
| Book Value Per Share | ₹-1.09 |
| Beta | 1.10 |
| UC Limit | ₹2.79 |
| LC Limit | ₹2.53 |
The stock is currently trading near its 52-week low, reflecting weak fundamentals and limited investor confidence.
Reliance Home Finance Ltd previously focused on:
Affordable housing loans
Loan against property (LAP)
Construction finance
SME lending
However, financial stress, asset quality deterioration, and debt defaults severely impacted operations.
Negative book value per share (₹-1.09)
Extremely low promoter holding (0.74%)
High retail ownership (97.71%)
Ongoing restructuring and resolution risks
Small market capitalization (₹129 Cr)
The company currently represents a highly speculative recovery story rather than a fundamentally strong NBFC.
| Investor Type | Holding (%) |
|---|---|
| Retail & Others | 97.71% |
| Other Domestic Institutions | 1.54% |
| Promoters | 0.74% |
| Mutual Funds | 0.01% |
| Foreign Institutions | 0.01% |
The stock is heavily retail-driven, with almost no institutional participation.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2026 | 3.00 | 4.00 |
| 2027 | 4.50 | 6.00 |
| 2028 | 6.50 | 8.50 |
| 2029 | 9.00 | 12.00 |
| 2030 | 14.00 | 18.00 |
These projections assume successful restructuring and operational revival. Without restructuring success, downside risk remains significant.
By 2026, any positive resolution outcome or debt restructuring clarity may trigger short-term price recovery.
Growth Drivers:
Resolution progress
Debt restructuring milestones
Improved liquidity
Investment Outlook: Purely speculative.
If operations partially stabilize, investor confidence may gradually return.
Growth Drivers:
New management structure
Asset monetization
Regulatory clarity
Investment Outlook: High-risk trading opportunity.
Sustained restructuring success could improve valuation.
Growth Drivers:
Balance sheet improvement
Reduced liabilities
Revival of lending operations
Investment Outlook: Suitable only for aggressive investors.
If profitability returns, valuation re-rating may occur.
Growth Drivers:
Positive net worth restoration
Stable loan book growth
Better asset quality
Investment Outlook: Turnaround phase potential.
By 2030, successful revival could significantly improve stock performance.
Growth Drivers:
Sustainable lending model
Institutional participation return
Strong capital infusion
Investment Outlook: High-risk, high-reward scenario.
Reliance Home Finance Ltd is a distressed penny stock with significant financial and operational risks. Investment decisions should be made cautiously.
Extremely low price base
Turnaround potential
Possible restructuring gains
Negative net worth
Minimal promoter holding
High retail dominance
Regulatory and resolution uncertainty
This stock is suitable only for investors with a very high risk tolerance.
Reliance Home Finance Ltd is currently trading near historical lows and remains financially distressed. Any upside depends heavily on restructuring success and capital infusion.
If revival efforts succeed, the stock could potentially reach ₹14 to ₹18 by 2030. However, the investment remains highly speculative and risky.
1. What is the current share price of Reliance Home Finance Ltd?
It is trading around ₹2.60–2.70 based on recent market data.
2. What is the 2026 share price target?
The expected range is ₹3 to ₹4.
3. Is Reliance Home Finance Ltd a good long-term investment?
It is highly risky and suitable only for speculative investors.
4. What is the 2030 share price target?
The projected range is ₹14 to ₹18.
5. What affects the share price the most?
Restructuring progress, debt resolution, regulatory decisions, and overall market sentiment.
Disclaimer: This article is for educational purposes only. Penny stocks carry high risk. Please consult a financial advisor before making investment decisions.
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