Arman Financial Services Ltd is a well-established non-banking financial company (NBFC) in India, primarily engaged in microfinance, two-wheeler loans, and small business financing. With its growing presence in rural and semi-urban areas, the company has been expanding rapidly to serve underserved markets. Over the years, Arman Financial has gained investor attention due to its strong fundamentals and growth potential in India’s financial services sector.

In this article, we’ll explore Arman Financial Services Ltd’s share price targets from 2025 to 2030, analyze its business model, financial performance, and provide investment insights.

Arman Financial Services Share Price Today (As of September 2025)

About Arman Financial Services Ltd

Founded in 1992, Arman Financial Services Ltd is headquartered in Ahmedabad, Gujarat. The company has built a strong reputation in providing microfinance and retail lending to individuals and small businesses. By catering to India’s vast unbanked and underbanked population, it has positioned itself as a high-growth NBFC.

Key Highlights:

• Focused on financial inclusion in rural and semi-urban areas.

• Diversified product portfolio including microfinance, MSME loans, and two-wheeler finance.

• Consistent financial growth despite market volatility.

• Strong capital adequacy and improving asset quality.

• Expanding geographic presence across multiple Indian states.

Arman Financial Services Shareholding Pattern (September 2025)

This shareholding shows a large participation from retail investors, while promoters continue to hold a significant stake, reflecting their long-term confidence in the company.

Arman Financial Services Share Price Target 2025 to 2030

Year-Wise Analysis & Investment Advice

✅ Arman Financial Services Share Price Target 2025: ₹1,450 – ₹1,550

By 2025, Arman Financial is expected to show stability as it continues its expansion in rural lending. Its focus on small-ticket loans will ensure steady cash flows.

Investment Advice: A good year for staggered buying or SIPs during market corrections.

✅ Arman Financial Services Share Price Target 2026: ₹1,600 – ₹1,720

In 2026, the company’s expansion into new states and diversified lending products may support revenue growth.

Why?

• Rising demand for microfinance.

• Increased two-wheeler loans in semi-urban areas.

• Strong credit recovery process.

Investment Advice: Hold for mid-term growth; monitor quarterly financials.

✅ Arman Financial Services Share Price Target 2027: ₹1,750 – ₹1,900

By 2027, Arman Financial is expected to gain from India’s strong MSME sector growth.

Why?

• Expanding loan book.

• Improving asset quality (lower NPAs).

• Stronger financial inclusion initiatives by the government.

Investment Advice: Maintain long-term investments; reinvest dividends.

✅ Arman Financial Services Share Price Target 2028: ₹1,920 – ₹2,100

In 2028, Arman Financial may strengthen its market position by adopting technology and digital lending.

Why?

• Tech-driven microfinance solutions.

• Better loan recovery systems.

• Higher profitability due to lower operational costs.

Investment Advice: Attractive for long-term investors looking for steady compounding.

✅ Arman Financial Services Share Price Target 2029: ₹2,150 – ₹2,350

By 2029, Arman Financial is expected to benefit from the growing rural economy and rising per capita income.

Why?

• Expansion of customer base in underpenetrated regions.

• Consistent profit growth.

• Strong promoter involvement.

Investment Advice: Ideal for medium- to long-term wealth building.

✅ Arman Financial Services Share Price Target 2030: ₹2,400 – ₹2,650

By 2030, Arman Financial may achieve new highs, supported by India’s long-term growth story in financial services.

Why?

• Strong leadership and business expansion.

• Sustainable growth in rural financing.

• Consistent improvement in return ratios.

Investment Advice: Excellent stock for long-term portfolios aiming at wealth creation.

Should You Invest in Arman Financial Services for the Long Term?

Yes. Arman Financial Services Ltd is a promising NBFC with strong fundamentals and growth potential. Its focus on microfinance and MSME lending aligns with India’s economic development plans, making it a strong long-term bet.

Key Reasons to Invest:

• Strong retail participation.

• High promoter confidence.

• Expanding loan book and market reach.

• Consistent earnings growth.

⚠️ Risks to Watch Out For:

• Vulnerability to rural economic cycles.

• Regulatory challenges for NBFCs.

• Credit risk in microfinance segment.

Always consult a certified financial advisor before making investment decisions.

Conclusion

Arman Financial Services Ltd has emerged as a robust NBFC catering to the financial needs of India’s rural and semi-urban populations. With its strong fundamentals, the company is expected to maintain steady growth in the coming years. By 2030, analysts believe Arman Financial could touch ₹2,650 if it sustains its growth trajectory.

For investors looking for exposure in India’s NBFC sector, Arman Financial is a solid candidate for long-term wealth creation.

Frequently Asked Questions (FAQs) about Arman Financial Services

1. What is the current share price of Arman Financial Services Ltd?
As of September 2025, the stock trades around ₹1,454.80.

2. What is the 2025 share price target for Arman Financial?
The target is between ₹1,450 – ₹1,550.

3. What is the 2030 share price target of Arman Financial?
The target is projected between ₹2,400 – ₹2,650.

4. Is Arman Financial Services a good long-term investment?
Yes, due to its focus on microfinance and rural lending growth.

5. What is the 52-week high and low of Arman Financial stock?
52-week high is ₹1,834.60, and low is ₹1,109.95.

6. Who are the promoters of Arman Financial Services?
Promoters hold 22.05% as of September 2025.

7. What sectors does Arman Financial serve?
Microfinance, MSME loans, and two-wheeler finance.

8. Is Arman Financial stock volatile?
Its beta is 1.03, showing slightly higher volatility than the market.

9. What are the risks in investing in Arman Financial?
Credit risk and regulatory changes are key risks.

10. Should retail investors invest in Arman Financial stock?
Yes, but only with a long-term horizon and diversified portfolio.