Shriram Finance Ltd Share Price Target From 2025 to 2030

Shriram Finance Ltd. is one of India’s leading non-banking financial companies (NBFCs). This trusted company offers loans and financial services to millions of customers, especially in rural and semi-urban areas. In this blog, we will explore the Shriram Finance share price target from 2025 to 2030, including a revised price target of Rs 725 based on recent analyses by ICICI Securities, along with easy-to-understand investment advice and a detailed analysis of the company's financial performance, particularly focusing on net interest margin and overall performance.

Shriram Finance Ltd Share Price Today (As of May 2025)

About Shriram Finance Ltd – A Key Player in Financing

Shriram Finance Limited is the flagship company of the Shriram Group, a part of the Shriram Group based in Tamil Nadu. It mainly offers commercial vehicle loans, personal needs loans, business loans, gold loans, and two-wheeler loans to small business owners and individuals across India.

Key Highlights:

• Strong presence in rural markets and small towns
• Focused on financial inclusion
• Serves over 6.7 million customers
• Asset Under Management (AUM): Over ₹2.1 lakh crore
• Leading in commercial vehicle finance segment

Shareholding Pattern (March 2025)

This shows high investor confidence, especially from foreign institutions.

Shriram Finance Ltd Share Price Target 2025 to 2030

Here is a simple forecast for the future stock price of Shriram Finance:

Detailed Year-wise Analysis and Investment Advice

✅ Shriram Finance Share Price Target 2025: ₹660 – ₹690

Why?

• Stable earnings and good demand for loans
• Strong balance sheet with improving asset quality
• Focus on commercial vehicles and retail loans

Investment Advice: If you are just starting out, this can be a safe stock to begin your investment journey. You may consider SIP or long-term holding.

✅ Shriram Finance Share Price Target 2026: ₹700 – ₹740

Why?

• Growth in gold loans and business loans
• Lower credit costs and strong return on assets
• Expansion into digital financing services

Investment Advice: Hold your shares if already invested. Great for mid-term investors.

✅ Shriram Finance Share Price Target 2027: ₹745 – ₹790

Why?

• Strategic partnerships and better cost control
• Rise in profits and healthy dividend payout
• Bullish signal due to increasing market sentiment

Investment Advice: This could be a good year to reinvest dividends. Expect double-digit growth in returns.

✅ Shriram Finance Share Price Target 2028: ₹800 – ₹860

Why?

• Expansion in green financing and construction equipment loans
• Improved customer experience and faster loan disbursement
• Focus on retail investors and rural growth

Investment Advice: A great time to diversify your portfolio but continue to hold Shriram Finance stock for steady growth.

✅ Shriram Finance Share Price Target 2029: ₹880 – ₹940

Why?

• High growth in consumer finance and vehicle financing
• Strong fundamentals and rise in Return on Equity
• Lower debt to equity ratio and better margins

Investment Advice: Consider increasing your investment in this year for higher future returns.

✅ Shriram Finance Share Price Target 2030: ₹950 – ₹1,030

Why?

• Likely to be among top NBFCs in India
• Large assets under management
• Backed by top institutions like Motilal Oswal and Goldman Sachs

Investment Advice: If you’re invested till now, you're likely to see excellent returns. This stock could be a core part of your retirement portfolio.

Should You Invest in Shriram Finance Ltd?

Yes, Shriram Finance Ltd. is a strong and stable NBFC in India’s growing financial market. If you are looking for a stock that gives:

• Steady profit growth
• Regular dividends
• Exposure to rural and retail lending
• Trust of foreign and institutional investors

Then Shriram Finance Ltd stock may be a smart investment.

⚠️ Risks to Consider

Like all stocks, Shriram Finance also has risks:

• Market volatility may affect stock price
• Economic slowdown can reduce loan demand
• Increase in credit costs can affect profit margins

Tip: Always do your research or talk to a certified financial advisor before making any investment decisions.

Final Words on Shriram Finance Share Price Target

Shriram Finance Ltd. is a trusted name in financial services, especially in the commercial vehicle and rural lending market. It has shown steady growth, profitability, and market leadership.

Based on current trends and expert analysis, the Shriram Finance share price may reach ₹1,030 or more by 2030.

It could be a great choice for retail investors looking for long-term investment options in the Indian stock market.

FAQs About Shriram Finance Ltd Share Price Target

Q1. What does Shriram Finance Ltd. do?
Shriram Finance offers loans like commercial vehicle loans, gold loans, two-wheeler loans, and personal loans, mostly in rural and semi-urban areas.

Q2. What is the current share price of Shriram Finance?
As of now, it is trading around ₹651 per share, but it changes daily with the market.

Q3. Is Shriram Finance a good stock to buy for long-term?
Yes, it's a strong NBFC with a good track record, large customer base, and steady returns.

Q4. What is the highest target price for Shriram Finance by 2030?
Based on analysis, it may reach up to ₹1,030 per share by 2030.

Q5. Does Shriram Finance pay dividends?
Yes, it has a history of healthy dividend payouts, making it attractive for dividend investors.

For informational purposes only. Please consult with a financial advisor before making any investment.