Satin Creditcare Network Ltd, one of India’s leading microfinance institutions (MFI), plays a crucial role in empowering rural and semi-urban communities through small-ticket loans. With a focus on financial inclusion, the company has built a strong presence in the micro-lending sector. In this article, we will explore Satin Creditcare’s share price targets from 2025 to 2030, considering its fundamentals, market outlook, and investor interest.
Detail | Value |
---|---|
Current Price | ₹146.25 |
Previous Close | ₹145.72 |
Day's High | ₹148.95 |
Day's Low | ₹144.60 |
52-Week High | ₹219.00 |
52-Week Low | ₹131.80 |
Market Capitalization | ₹1,636 Cr |
Beta (Volatility) | 0.75 |
Book Value per Share | ₹230.05 |
Face Value | ₹10 |
All Time High | ₹670.65 |
All Time Low | ₹42.29 |
Average 20D Volume | 180,537 |
Average 20D Delivery (%) | 69.47 |
Founded in 1990, Satin Creditcare has emerged as a trusted player in India’s microfinance sector. The company primarily provides collateral-free loans to women borrowers, enabling financial empowerment in underserved communities. With operations across multiple states, Satin Creditcare has grown into a significant NBFC-MFI player.
Strong presence in rural and semi-urban lending
Focused on women empowerment and self-help groups
Low beta (0.75) indicates reduced volatility compared to peers
Book value per share of ₹230.05 shows strong asset backing
Market expansion opportunities through digital financial services
Investor Type | Holding (%) |
---|---|
Promoters | 36.17% |
Retail & Others | 52.36% |
Domestic Institutions | 5.76% |
Foreign Institutions | 4.32% |
Mutual Funds | 1.40% |
The high retail participation indicates strong trust among individual investors, while promoter holding ensures stability.
Year | Minimum Target (₹) | Maximum Target (₹) |
---|---|---|
2025 | 150 | 165 |
2026 | 170 | 185 |
2027 | 190 | 210 |
2028 | 215 | 235 |
2029 | 240 | 265 |
2030 | 270 | 300 |
These projections consider the company’s business expansion, financial performance, and the growth of the microfinance sector in India.
In 2025, Satin Creditcare is likely to trade steadily, supported by strong loan demand in rural India.
Why?
Continued government push for financial inclusion
Increasing demand for micro-loans in rural sectors
Stable NPA management improving investor confidence
Investment Advice: A good time to start SIPs for long-term exposure.
By 2026, steady expansion of operations could drive moderate growth.
Why?
Expanding borrower base across multiple states
Use of digital platforms for loan disbursement and recovery
Strong retail participation maintaining liquidity
Investment Advice: Hold for medium-term gains and watch quarterly results.
In 2027, Satin Creditcare may show stronger earnings growth.
Why?
Increase in rural entrepreneurship loans
Better margins due to digital cost optimization
Rising trust among investors with stable credit growth
Investment Advice: Reinvest dividends and keep long-term positions.
By 2028, Satin Creditcare could cross the ₹230 mark.
Why?
Expansion into newer regions and states
Diversified lending portfolio reducing risk
Strong promoter support and governance
Investment Advice: Continue long-term investment, attractive CAGR potential.
Growth momentum is expected to continue in 2029.
Why?
Rural infrastructure development creating higher credit demand
Strengthened balance sheet
Growing recognition in NBFC-MFI space
Investment Advice: Ideal for long-term wealth creation.
By 2030, Satin Creditcare may emerge as a leading microfinance company in India.
Why?
Expanding loan portfolio and customer base
Strong financial inclusion initiatives across India
Long-term earnings stability with consistent growth
Investment Advice: A potential multibagger for patient investors.
Yes, Satin Creditcare can be a good long-term investment option given its strong fundamentals and market potential in the microfinance sector.
Strong promoter and retail participation
Rising demand for microfinance loans in rural India
Consistent growth in financial inclusion sector
High exposure to rural credit risk
Regulatory challenges for NBFC-MFIs
Macroeconomic uncertainties affecting repayment cycles
Always consult a financial advisor before making investment decisions.
Satin Creditcare Network Ltd, with its deep-rooted presence in India’s microfinance sector, looks well-positioned for long-term growth. Trading around ₹146 in 2025, the stock could reach between ₹270 – ₹300 by 2030, making it a strong candidate for long-term investors.
With India’s focus on financial inclusion, Satin Creditcare may continue to benefit from growing rural credit demand, making it an attractive addition to a diversified portfolio.
1. What is the current price of Satin Creditcare?
As of now, Satin Creditcare is trading around ₹146.
2. What is the target price of Satin Creditcare in 2025?
The 2025 target is estimated between ₹150 – ₹165.
3. What is the long-term target for Satin Creditcare?
By 2030, the share could reach between ₹270 – ₹300.
4. Is Satin Creditcare a good buy now?
Yes, it is attractive for long-term investors, given the growing demand for microfinance.
5. What is the 52-week high and low of Satin Creditcare?
The 52-week high is ₹219, and the 52-week low is ₹131.80.
6. Who are the major shareholders of Satin Creditcare?
Promoters hold 36.17%, while retail investors hold 52.36%.
7. Is Satin Creditcare a multibagger stock?
If microfinance demand continues to expand, Satin Creditcare has potential to become a multibagger by 2030.
Disclaimer: This article is for educational purposes only. Please consult a certified financial advisor before investing.