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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comPiramal Enterprises Ltd (PEL) is one of India’s leading diversified companies with a strong presence in pharmaceuticals, financial services, and healthcare insights. Known for its robust balance sheet and smart capital allocation, Piramal has built a strong brand over the years, making it an attractive choice for long-term investors.
In this article, we will explore Piramal Enterprises’ share price target from 2025 to 2030, along with the company’s current performance and future outlook.
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| Detail | Value |
|---|---|
| Open | ₹1,301.70 |
| Previous Close | ₹1,295.00 |
| Day's High | ₹1,355.30 |
| Day's Low | ₹1,298.50 |
| Volume | 35.33 lakh |
| Value (Lacs) | ₹45,894.71 |
| VWAP | ₹1,327.13 |
| Market Cap | ₹29,443 Cr |
| 52-Week High | ₹1,355.30 |
| 52-Week Low | ₹848.25 |
| Beta | 1.50 |
| Face Value | ₹2 |
| Dividend Yield | 0.85% |
| Book Value Per Share | ₹1,195.36 |
| All-Time High | ₹3,307.95 |
| All-Time Low | ₹39.75 |
| 20-Day Avg Volume | 11.11 lakh |
| 20-Day Avg Delivery | 37.2% |
Piramal Enterprises is part of the Piramal Group, a diversified business conglomerate with operations across financial services and pharmaceuticals. Post the demerger of its pharma business, PEL has emerged as a focused NBFC (non-banking financial company) catering to retail and wholesale lending segments.
With a healthy balance sheet and prudent risk management strategies, PEL is actively strengthening its presence in retail lending, real estate financing, and structured credit.
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Transition from wholesale to retail NBFC
Strong capital adequacy post recent fundraising
Strategic exits from non-core assets
Focused growth in consumer finance and housing loans
Backed by a credible management team
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| Investor Type | Holding (%) |
|---|---|
| Promoters | 46.16% |
| Retail and Others | 23.41% |
| Foreign Institutions | 15.23% |
| Mutual Funds | 8.16% |
| Other Domestic Institutions | 7.03% |
The high promoter holding indicates strong promoter confidence, while significant institutional interest reflects the company’s long-term investment potential.
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| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | 1,350 | 1,450 |
| 2026 | 1,480 | 1,590 |
| 2027 | 1,620 | 1,780 |
| 2028 | 1,770 | 1,950 |
| 2029 | 1,920 | 2,150 |
| 2030 | 2,100 | 2,300 |
These projections are based on growth in retail lending, cost-efficiency measures, and expected improvement in return ratios.
Piramal is expected to maintain a steady upward momentum in 2025 due to its continued focus on expanding its retail loan book and improving asset quality.
Why?
Growth in housing finance and MSME lending
Strong liquidity position
Expanding branch network
Investment Advice: Ideal time to enter or accumulate in corrections. Suitable for investors with a 3+ year horizon.
By 2026, PEL could show stronger profitability and operational efficiency, thanks to its shift from wholesale to retail lending.
Why?
Higher margins from retail loans
Cost control from digital operations
Reduced exposure to riskier real estate assets
Investment Advice: Continue holding. Look for buy opportunities near support levels.
A clear improvement in RoA and RoE by 2027 can help Piramal reach newer highs.
Why?
Diversified loan book
Digital lending platforms driving scalability
Reduction in NPAs
Investment Advice: Add more on dips. Keep an eye on quarterly results, especially Q1 and Q4.
By 2028, PEL’s long-term strategy should start delivering robust numbers, making it a top-tier NBFC.
Why?
Growth in salaried and self-employed borrower base
Strengthening presence in tier 2 & 3 cities
Steady dividend payout
Investment Advice: Great option for SIP or long-term wealth accumulation.
With consistent execution and increased investor confidence, PEL may achieve strong price targets.
Why?
Better credit rating and institutional participation
Expansion into new loan categories
Improved cost-to-income ratio
Investment Advice: Rebalance portfolio to lock partial profits but retain core holdings.
By 2030, Piramal Enterprises could establish itself among the top NBFCs in India.
Why?
Technological innovation in lending
Reduced cost of funds through long-term borrowings
Strong customer base with high repeat business
Investment Advice: Excellent for long-term investors seeking growth with moderate risk.
Yes. Piramal Enterprises Ltd is a strong long-term bet in India’s growing financial services space. Its transformation into a consumer-focused NBFC, strong promoter backing, and improving return ratios make it a stable stock to hold over the next 5–7 years.
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Strategic shift to stable retail lending
Strong capital base
Trusted brand in Indian financial markets
Consistent dividend track record
Delay in scaling retail operations
Volatility due to interest rate cycles
Rising NPAs if economy slows down
Regulatory risks related to NBFCs
Always diversify and consult a SEBI-registered financial advisor before investing.
Piramal Enterprises Ltd has successfully reinvented itself post its corporate restructuring, and is well-positioned for sustainable growth. With strong fundamentals, healthy promoter holding, and institutional confidence, the stock could reach the ₹2,300 mark by 2030.
Investors looking for exposure in India’s financial sector with a long-term view can consider adding Piramal Enterprises Ltd to their core portfolio.
1. What is the current share price of Piramal Enterprises?
As of July 30, 2025, it is ₹1,295.00.
2. What is the 52-week high and low for Piramal Enterprises?
52-week high is ₹1,355.30 and low is ₹848.25.
3. Is Piramal Enterprises a good stock to buy now?
Yes, especially for long-term investors focused on financial services.
4. What is the long-term target of Piramal Enterprises?
By 2030, targets range from ₹2,100 to ₹2,300 depending on performance.
5. What is the shareholding pattern of Piramal Enterprises?
Promoters hold 46.16%, while institutions and retail investors hold the rest.
Disclaimer: This blog is for educational purposes only and does not constitute financial advice. Please consult your financial advisor before making any investment decisions.
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