Start Filing Your ITR Now
Our plans start from ₹ 499/-

LIC Housing Finance Ltd Share Price Target From 2025 to 2030

LIC Housing Finance Ltd is one of India’s biggest housing finance companies. It helps people buy homes by offering home loans and other financial planning solutions. It is backed by the trusted name of Life Insurance Corporation of India (LIC), making it a strong and reliable choice for retail investors.

In this blog, we will look at LIC Housing Finance’s current share price, its business model, and future share price targets from 2025 to 2030 in a simple and easy-to-understand way.


LIC Housing Finance Ltd Share Price Today (As of May 24, 2025)

Detail Value
Current Price ₹596.90
Previous Close ₹593.30
Day’s High ₹601.25
Day’s Low ₹590.80
52-Week High ₹826.75
52-Week Low ₹483.70
Market Capitalisation ₹32,836 Crores
Beta (Volatility) 1.65
Face Value ₹2
All Time High ₹826.75
All Time Low ₹4.70

 


About LIC Housing Finance Ltd – A Trusted Name in Housing Loans

LIC Housing Finance Ltd. is a part of the Life Insurance Corporation of India group. It gives loans to people who want to buy or build a house. The company also offers loans against property, home improvement loans, and other financial planning tools. It is listed on the Bombay Stock Exchange and serves millions of Indians with its strong brand loyalty.

Key Highlights:

  • A part of the Life Insurance Corporation of India (LIC)

  • Offers home loans and other financial solutions

  • Trusted by Indian investors for many years

  • Serves across India with a wide network

  • Competes with top players like Bajaj Housing Finance, Indiabulls Housing Finance, PNB Housing Finance, and Aptus Value Housing Finance


LIC Housing Finance Shareholding Pattern (March 2025)

Investor Type Holding (%)
Promoters (LIC) 45.24%
Foreign Institutions 21.55%
Mutual Funds 17.03%
Retail Investors & Others 11.87%
Other Domestic Institutions 4.31%

 

This shows that big investors and mutual fund houses trust LIC Housing Finance Ltd, which is a key factor for its steady performance.


LIC Housing Finance Share Price Target 2025 to 2030

Here is a forecast of LIC Housing Finance’s share price target for the next six years based on fundamental analysis, market insights, and expert projections.

Year Minimum Target (₹) Maximum Target (₹)
2025 610 640
2026 675 720
2027 740 790
2028 800 860
2029 875 940
2030 950 1,020

 


Detailed Year-Wise Analysis and Investment Advice

✅ LIC Housing Finance Share Price Target 2025: ₹610 – ₹640

Why this range?

  • Affordable housing demand is growing in India

  • Low interest rates may increase loan takers

  • LIC Housing Finance’s strong brand attracts new customers

Investment Advice: This could be a good time to start a 5-year investment. Even mutual fund portfolios are increasing allocations to this stock.


✅ LIC Housing Finance Share Price Target 2026: ₹675 – ₹720

Why?

  • Steady revenue growth in the housing sector

  • Retail investors showing strong interest

  • Expanding in Tier 2 and Tier 3 cities

Investment Advice: You may consider this stock for your diversified portfolio. Pair it with other finance share picks like Bajaj Housing Finance Ltd for a balanced investment.


✅ LIC Housing Finance Share Price Target 2027: ₹740 – ₹790

Why?

  • Growth in loans against property

  • LIC’s backing increases trust

  • Better performance than some peers like PNB Housing Finance

Investment Advice: Long-term investors can reinvest dividends and continue SIPs. The housing demand is expected to remain strong.


✅ LIC Housing Finance Share Price Target 2028: ₹800 – ₹860

Why?

  • Real estate market is booming

  • Strong Return on Equity (ROE)

  • Strategic market expansion in digital services

Investment Advice: Use expert advice and technical analysis to book partial profits if stock hits the upper range.


✅ LIC Housing Finance Share Price Target 2029: ₹875 – ₹940

Why?

  • Affordable housing schemes by government

  • More people opting for home ownership

  • Strong balance sheet and low default rates

Investment Advice: Consider staying invested for long-term goals. The company is seen as investment grade by many rating agencies.


✅ LIC Housing Finance Share Price Target 2030: ₹950 – ₹1,020

Why?

  • Could touch its all-time high again

  • High trust among Indian and NRI investors

  • Better than average performance in equity markets

Investment Advice: LIC Housing Finance Ltd could be a star performer in your portfolio by 2030. Ideal for retail investors and even high-net-worth individuals.


Why Invest in LIC Housing Finance?

Strong promoter backing from Life Insurance Corporation of India
✅ Offers stable returns through a trusted financial brand
✅ Good peer comparison with Bajaj Housing Finance Ltd., Indiabulls Housing Finance, etc.
✅ Benefits from growing housing demand in India
✅ Popular in mutual fund portfolios


Risks to Consider Before Investing

⚠️ Market risks due to rate risk or interest rate hikes
⚠️ Competition from private players like Bajaj Housing Finance
⚠️ Changing rules in the insurance or real estate sectors
⚠️ Possibility of delays in housing projects

Always take expert advice before making stock market investments.


Final Words on LIC Housing Finance Share Price Target

LIC Housing Finance Limited is a trusted and growing housing finance company. Backed by the Life Insurance Corporation of India, it offers stable and reliable financial solutions to individuals and families.

Based on market conditions, primary growth drivers, and analyst price targets, the stock could touch ₹1,020 or more by 2030.

If you're looking for a good investment option in the finance sector, LIC Housing Finance Ltd is worth considering.


FAQs About LIC Housing Finance Share Price Target

What does LIC Housing Finance Ltd do?

LIC Housing Finance gives home loans and property loans to people across India.

Is LIC Housing Finance a good stock for long-term investment?

Yes, it is trusted, backed by LIC, and shows good growth potential.

What is the target price for LIC Housing Finance in 2030?

The target price range is between ₹950 and ₹1,020.

Who are the competitors of LIC Housing Finance?

Top competitors include Bajaj Housing Finance, PNB Housing Finance, Indiabulls Housing Finance, and Aptus Value Housing Finance.

author

The Tax Heaven

Mr.Vishwas Agarwal✍📊, a seasoned Chartered Accountant 📈💼 and the co-founder & CEO of THE TAX HEAVEN, brings 10 years of expertise in financial management and taxation. Specializing in ITR filing 📑🗃, GST returns 📈💼, and income tax advisory. He offers astute financial guidance and compliance solutions to individuals and businesses alike. Their passion for simplifying complex financial concepts into actionable insights empowers readers with valuable knowledge for informed decision-making. Through insightful blog content, he aims to demystify financial complexities, offering practical advice and tips to navigate the intricate world of finance and taxation.

Subscribe to the exclusive updates!

1