LIC Housing Finance Ltd is one of India’s biggest housing finance companies. It helps people buy homes by offering home loans and other financial planning solutions. It is backed by the trusted name of Life Insurance Corporation of India (LIC), making it a strong and reliable choice for retail investors.
In this blog, we will look at LIC Housing Finance’s current share price, its business model, and future share price targets from 2025 to 2030 in a simple and easy-to-understand way.
Detail | Value |
---|---|
Current Price | ₹596.90 |
Previous Close | ₹593.30 |
Day’s High | ₹601.25 |
Day’s Low | ₹590.80 |
52-Week High | ₹826.75 |
52-Week Low | ₹483.70 |
Market Capitalisation | ₹32,836 Crores |
Beta (Volatility) | 1.65 |
Face Value | ₹2 |
All Time High | ₹826.75 |
All Time Low | ₹4.70 |
LIC Housing Finance Ltd. is a part of the Life Insurance Corporation of India group. It gives loans to people who want to buy or build a house. The company also offers loans against property, home improvement loans, and other financial planning tools. It is listed on the Bombay Stock Exchange and serves millions of Indians with its strong brand loyalty.
A part of the Life Insurance Corporation of India (LIC)
Offers home loans and other financial solutions
Trusted by Indian investors for many years
Serves across India with a wide network
Competes with top players like Bajaj Housing Finance, Indiabulls Housing Finance, PNB Housing Finance, and Aptus Value Housing Finance
Investor Type | Holding (%) |
---|---|
Promoters (LIC) | 45.24% |
Foreign Institutions | 21.55% |
Mutual Funds | 17.03% |
Retail Investors & Others | 11.87% |
Other Domestic Institutions | 4.31% |
This shows that big investors and mutual fund houses trust LIC Housing Finance Ltd, which is a key factor for its steady performance.
Here is a forecast of LIC Housing Finance’s share price target for the next six years based on fundamental analysis, market insights, and expert projections.
Year | Minimum Target (₹) | Maximum Target (₹) |
---|---|---|
2025 | 610 | 640 |
2026 | 675 | 720 |
2027 | 740 | 790 |
2028 | 800 | 860 |
2029 | 875 | 940 |
2030 | 950 | 1,020 |
Why this range?
Affordable housing demand is growing in India
Low interest rates may increase loan takers
LIC Housing Finance’s strong brand attracts new customers
Investment Advice: This could be a good time to start a 5-year investment. Even mutual fund portfolios are increasing allocations to this stock.
Why?
Steady revenue growth in the housing sector
Retail investors showing strong interest
Expanding in Tier 2 and Tier 3 cities
Investment Advice: You may consider this stock for your diversified portfolio. Pair it with other finance share picks like Bajaj Housing Finance Ltd for a balanced investment.
Why?
Growth in loans against property
LIC’s backing increases trust
Better performance than some peers like PNB Housing Finance
Investment Advice: Long-term investors can reinvest dividends and continue SIPs. The housing demand is expected to remain strong.
Why?
Real estate market is booming
Strong Return on Equity (ROE)
Strategic market expansion in digital services
Investment Advice: Use expert advice and technical analysis to book partial profits if stock hits the upper range.
Why?
Affordable housing schemes by government
More people opting for home ownership
Strong balance sheet and low default rates
Investment Advice: Consider staying invested for long-term goals. The company is seen as investment grade by many rating agencies.
Why?
Could touch its all-time high again
High trust among Indian and NRI investors
Better than average performance in equity markets
Investment Advice: LIC Housing Finance Ltd could be a star performer in your portfolio by 2030. Ideal for retail investors and even high-net-worth individuals.
✅ Strong promoter backing from Life Insurance Corporation of India
✅ Offers stable returns through a trusted financial brand
✅ Good peer comparison with Bajaj Housing Finance Ltd., Indiabulls Housing Finance, etc.
✅ Benefits from growing housing demand in India
✅ Popular in mutual fund portfolios
⚠️ Market risks due to rate risk or interest rate hikes
⚠️ Competition from private players like Bajaj Housing Finance
⚠️ Changing rules in the insurance or real estate sectors
⚠️ Possibility of delays in housing projects
Always take expert advice before making stock market investments.
LIC Housing Finance Limited is a trusted and growing housing finance company. Backed by the Life Insurance Corporation of India, it offers stable and reliable financial solutions to individuals and families.
Based on market conditions, primary growth drivers, and analyst price targets, the stock could touch ₹1,020 or more by 2030.
If you're looking for a good investment option in the finance sector, LIC Housing Finance Ltd is worth considering.
LIC Housing Finance gives home loans and property loans to people across India.
Yes, it is trusted, backed by LIC, and shows good growth potential.
The target price range is between ₹950 and ₹1,020.
Top competitors include Bajaj Housing Finance, PNB Housing Finance, Indiabulls Housing Finance, and Aptus Value Housing Finance.