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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comCapital India Finance Ltd, a growing player in India’s financial services sector, has been gaining attention for its stable fundamentals and strong promoter holding. The company is primarily engaged in providing financial solutions such as corporate loans, SME funding, and retail lending. With India’s financial sector expanding rapidly, the stock has become an interesting option for investors.
In this article, we’ll explore Capital India Finance Ltd share price targets from 2025 to 2030, along with an overview of its business and investment potential.
| Detail | Value |
|---|---|
| Current Price | ₹34.95 |
| Previous Close | ₹34.71 |
| Day's High | ₹35.89 |
| Day's Low | ₹34.50 |
| 52-Week High | ₹44.50 |
| 52-Week Low | ₹32.31 |
| Market Capitalization | ₹1,365 Cr |
| VWAP | ₹35.16 |
| Face Value | ₹10 |
| Book Value per Share | ₹80.44 |
| Dividend Yield | 0.29% |
| All-Time High | ₹44.50 |
| All-Time Low | ₹32.31 |
| 20D Avg Volume | 286,269 |
| 20D Avg Delivery (%) | 40.68% |
Capital India Finance Ltd (CIFL) is a financial services company engaged in lending solutions for corporates, SMEs, and individuals. With a book value per share much higher than its market price, the stock trades at an attractive valuation.
Strong promoter holding of 72.87% reflects confidence in the business.
Diversified presence in corporate and retail lending.
Healthy book value (₹80.44 per share), showing long-term potential.
Focus on growth in India’s financial inclusion space.
| Investor Type | Holding (%) |
|---|---|
| Promoters | 72.87% |
| Retail & Others | 26.85% |
| Foreign Institutions | 0.28% |
This strong promoter backing ensures stability while retail participation shows growing investor interest.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | 38 | 42 |
| 2026 | 45 | 52 |
| 2027 | 55 | 63 |
| 2028 | 65 | 75 |
| 2029 | 78 | 90 |
| 2030 | 95 | 110 |
These projections are based on fundamentals, book value, promoter confidence, and the broader Indian financial sector’s growth.
By 2025, CIFL may see steady movement given its attractive valuations compared to book value.
Why?
Rising demand for SME and retail loans.
Stable financial performance.
Strong promoter confidence.
Investment Advice: Good for staggered accumulation at current levels.
Growth is expected with expansion into retail finance and improving loan book quality.
Why?
Increasing retail lending share.
Expanding customer base in Tier-2 and Tier-3 cities.
Investment Advice: Hold for mid-term; scope for re-rating of valuations.
By 2027, the company could deliver higher EPS with improved operational margins.
Why?
Better credit risk management.
Higher interest income from retail lending.
Investment Advice: Stay invested for compounding returns.
A strong balance sheet and wider retail penetration may push the stock higher.
Why?
Support from promoter holding.
Growing financial inclusion in India.
Investment Advice: Attractive for long-term investors seeking value.
The company could establish itself as a notable mid-cap financial player.
Why?
Strong growth in loan disbursement.
Potential tie-ups with fintech players.
Investment Advice: Suitable for investors with a medium- to long-term horizon.
By 2030, CIFL may become a well-recognized name in the financial services industry.
Why?
Consistent growth in net profit.
Expansion in consumer and SME lending.
Investment Advice: Strong long-term wealth creation potential.
Yes. With a solid book value of ₹80.44 per share and promoter confidence, the stock appears undervalued. For investors looking for long-term financial sector exposure, this could be a rewarding bet.
High promoter holding (72.87%).
Undervalued compared to book value.
Growth opportunities in India’s financial sector.
Credit risk due to exposure in SME loans.
Market volatility impacting small-cap finance stocks.
Regulatory risks in NBFC/finance sector.
Capital India Finance Ltd, with its strong fundamentals and high promoter holding, is positioned well for future growth. Currently trading around ₹34.95, the stock shows significant upside potential, with analysts expecting it to touch ₹110 by 2030.
For long-term investors, CIFL offers an opportunity to invest in a value stock with consistent growth potential.
1. What is the current share price of Capital India Finance Ltd?
As of August 2025, it trades around ₹34.95.
2. What is the share price target for 2025?
The expected range is ₹38 – ₹42.
3. Is Capital India Finance Ltd undervalued?
Yes, with a book value per share of ₹80.44, the stock trades below its intrinsic value.
4. What is the share price target for 2030?
By 2030, analysts expect a range of ₹95 – ₹110.
5. Is it good for long-term investment?
Yes, due to strong promoter holding and long-term financial sector growth.
6. What is the dividend yield of Capital India Finance Ltd?
Currently, it offers a dividend yield of 0.29%.
7. How much have shares gained from 52-week low?
From a 52-week low of ₹32.31, the stock has shown modest recovery.
8. Who holds the majority stake in Capital India Finance Ltd?
Promoters hold 72.87% of the company’s shares.
9. What is the all-time high price?
The all-time high stands at ₹44.50.
10. Should I buy Capital India Finance stock now?
If you are a long-term investor, the current price offers good accumulation opportunity.
Disclaimer: This article is for educational purposes only. Always consult a financial advisor before investing.
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