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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comCanara HSBC Life Insurance Company Ltd is one of India’s well-known life insurance providers backed by trusted public sector banks. With a strong focus on customer-centric policies, stable growth, and strategic product innovation, the company has been gradually strengthening its presence in the financial market.
In this article, we’ll discuss Canara HSBC Life Insurance’s share price targets from 2025 to 2030, along with its market performance, shareholding pattern, and investment outlook.
| Detail | Value |
|---|---|
| Open | ₹116.36 |
| Previous Close | ₹116.36 |
| Volume | 6,89,224 |
| Value (Lacs) | ₹815.56 |
| VWAP | ₹116.82 |
| Beta (Volatility) | -2.04 |
| Market Capitalization | ₹11,241 Cr |
| High | ₹118.72 |
| Low | ₹114.56 |
| Upper Circuit Limit | ₹139.63 |
| Lower Circuit Limit | ₹93.08 |
| 52-Week High | ₹125.99 |
| 52-Week Low | ₹106.00 |
| All-Time High | ₹125.99 |
| All-Time Low | ₹106.00 |
| Book Value Per Share | ₹16.21 |
| Dividend Yield | 0.34% |
| Face Value | ₹10 |
The company’s stock is showing a steady range between ₹114 and ₹118, with moderate trading volume and limited volatility. The market capitalization of ₹11,241 crore reflects the company’s stable position in the insurance sector.
Canara HSBC Life Insurance Company Ltd is a joint venture between Canara Bank, HSBC Insurance (Asia Pacific), and Punjab National Bank. Established to provide affordable and accessible insurance products to the Indian population, it offers a wide range of services including term plans, ULIPs, retirement plans, and child insurance products.
The company benefits from a strong bancassurance network through its partner banks, which helps it reach a large base of retail customers across India.
Strong backing by leading banks like Canara Bank and PNB
Expanding distribution channels across digital and branch networks
Steady financial growth and focus on profitability
Diversified portfolio covering protection, savings, and retirement products
Emphasis on technology-driven insurance services
| Investor Type | Holding (%) |
|---|---|
| Promoters | 62.00% |
| Other Domestic Institutions | 13.62% |
| Mutual Funds | 12.61% |
| Foreign Institutions | 6.97% |
| Retail and Others | 4.80% |
This shareholding structure shows strong promoter control and significant institutional participation, which adds to investor confidence and indicates long-term stability.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2025 | 125 | 135 |
| 2026 | 140 | 155 |
| 2027 | 160 | 175 |
| 2028 | 180 | 195 |
| 2029 | 200 | 220 |
| 2030 | 230 | 250 |
These projections are based on expected growth in the Indian life insurance sector, improving margins, and the company’s strong bancassurance partnerships.
In 2025, Canara HSBC Life Insurance is expected to show moderate growth as India’s life insurance penetration continues to rise.
Why?
Expanding retail insurance market
Increasing awareness about life and term plans
Rising income levels and improved digital reach
Investment Advice: Investors can consider accumulating the stock during dips for steady long-term gains.
By 2026, the company may witness better profitability due to product diversification and growth in premium income.
Why?
Growth in bancassurance channels
Higher renewal premium collections
Better operating ratios
Investment Advice: Ideal to hold the stock for 2–3 years; it offers potential compounding returns as financial penetration increases.
In 2027, Canara HSBC Life may see further expansion in digital sales and improved cost efficiency.
Why?
Increasing digital adoption
Improved policy persistency ratios
Consistent top-line growth
Investment Advice: Continue holding; reinvest dividends for long-term wealth creation.
By 2028, the company’s strong financial position and brand credibility could push the share toward ₹190.
Why?
Stable business from long-term insurance products
Strong promoter and institutional support
Higher profitability due to scale
Investment Advice: Good for medium-term investors; SIP approach recommended.
In 2029, Canara HSBC Life is expected to grow with India’s rising insurance awareness and digital penetration.
Why?
Strong brand visibility
Expanding partnerships with banks and fintech platforms
Healthy solvency and profit margins
Investment Advice: Continue to hold; potential for double-digit annualized returns.
By 2030, the company could emerge as one of India’s leading life insurers with a growing customer base and strong fundamentals.
Why?
Consistent revenue and profit growth
Broader policy portfolio
Increased market share in the insurance sector
Investment Advice: Long-term investors may find this stock a reliable option for stable compounding growth.
Yes. For investors looking for steady, long-term returns from the financial services sector, Canara HSBC Life Insurance can be a good addition to the portfolio. The company’s strong promoter backing, expanding business network, and improving profitability make it a reliable player in the insurance space.
Backed by leading banks ensuring credibility
Consistent performance and low volatility
Expanding distribution and digital channels
Regular dividend payouts
Market fluctuations due to interest rate changes
Regulatory risks in the insurance sector
Dependence on bancassurance partners for premium growth
Canara HSBC Life Insurance Company Ltd is gradually emerging as a stable and growth-oriented financial stock. With its strong promoter base, expanding digital presence, and increasing insurance demand in India, the company is poised for steady performance.
As of November 2025, the share price is around ₹116, and analysts predict it could reach between ₹230 and ₹250 by 2030 if the company maintains its growth trajectory. For investors seeking a balance of safety and consistent returns, Canara HSBC Life Insurance may be a worthy long-term investment option.
1. What is the current share price of Canara HSBC Life Insurance?
As of November 2025, it trades around ₹116 per share.
2. What is the 52-week high and low for Canara HSBC Life Insurance?
The 52-week high is ₹125.99, and the 52-week low is ₹106.00.
3. Is Canara HSBC Life Insurance a good stock to buy?
Yes, it’s a steady performer with strong promoters and growing profitability.
4. What is the long-term target for Canara HSBC Life Insurance shares?
By 2030, analysts expect the share to trade between ₹230 and ₹250.
5. What is the dividend yield of Canara HSBC Life Insurance?
It currently offers a dividend yield of approximately 0.34%.
Disclaimer: This article is for educational and informational purposes only. Investors should conduct their own research or consult a financial advisor before making any investment decisions.
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