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F-14/15, Orbit Mall, Civil Lines, Jaipur-302006 support@thetaxheaven.comBajaj Finance Ltd is one of India’s leading non-banking financial companies (NBFCs), known for its diversified lending portfolio, strong digital platform, and consistent growth track record. The company provides consumer loans, SME loans, commercial lending, rural lending, and wealth management services across India.
With India’s expanding credit demand, rising digital penetration, and growing middle-class consumption, Bajaj Finance Ltd remains a key beneficiary of the country’s financialization trend. In this article, we analyze the Bajaj Finance Ltd Share Price Target from 2026 to 2030 based on current market data, financial strength, and long-term sector outlook.
| Detail | Value |
|---|---|
| Open | ₹1,024.00 |
| Previous Close | ₹1,023.80 |
| Day’s High | ₹1,024.50 |
| Day’s Low | ₹1,013.60 |
| VWAP | ₹1,018.91 |
| 52-Week High | ₹1,102.50 |
| 52-Week Low | ₹821.13 |
| All-Time High | ₹1,102.50 |
| All-Time Low | ₹0.24 |
| Market Capitalization | ₹6,32,919 Cr |
| Volume | 11,90,632 |
| Value (Lacs) | 12,110.51 |
| 20D Avg Volume | 88,54,755 |
| 20D Avg Delivery (%) | 63.49% |
| Face Value | ₹1 |
| Book Value Per Share | ₹165.87 |
| Dividend Yield | 2.75% |
| Beta | 1.09 |
| UC Limit | ₹1,126.15 |
| LC Limit | ₹921.45 |
The stock is currently trading near its 52-week high, reflecting strong investor confidence and sustained growth momentum.
Bajaj Finance Ltd operates across multiple lending segments, including:
Consumer durable financing
Personal loans
Business and SME loans
Rural lending
Loan against property
Commercial lending
Digital EMI cards and fintech services
The company has built a strong digital ecosystem, allowing seamless loan disbursal, cross-selling, and customer retention.
Balanced exposure across retail, SME, and commercial segments reduces dependency on a single revenue stream.
Historically maintained healthy asset quality and risk management systems.
Extensive use of technology for customer acquisition, underwriting, and cross-selling enhances operational efficiency.
Strong participation from FIIs and mutual funds reflects long-term confidence.
Dividend yield of 2.75% adds income stability for long-term investors.
| Investor Type | Holding (%) |
|---|---|
| Promoters | 54.70% |
| Foreign Institutions | 21.50% |
| Mutual Funds | 9.09% |
| Retail & Others | 8.86% |
| Other Domestic Institutions | 5.85% |
Strong promoter holding combined with institutional confidence ensures stable governance and long-term growth visibility.
| Year | Minimum Target (₹) | Maximum Target (₹) |
|---|---|---|
| 2026 | 1,200 | 1,350 |
| 2027 | 1,450 | 1,650 |
| 2028 | 1,750 | 2,000 |
| 2029 | 2,100 | 2,400 |
| 2030 | 2,500 | 3,000 |
These projections are based on sustained credit growth, digital expansion, improving margins, and stable asset quality.
By 2026, steady loan book expansion and improved net interest margins may support earnings growth.
Growth Drivers:
Rising consumer credit demand
Expansion in rural markets
Strong cross-selling through digital platform
Investment View: Suitable for medium-term investors seeking stable financial sector exposure.
2027 could reflect enhanced profitability driven by digital efficiency and scale benefits.
Growth Drivers:
Growth in high-margin personal loans
Improved cost-to-income ratio
Increasing customer base
Investment View: Attractive for growth-oriented long-term investors.
With India’s credit penetration still relatively low, Bajaj Finance may benefit from expanding lending opportunities.
Growth Drivers:
Strong digital onboarding
Diversification into new lending products
Improved asset quality metrics
Investment View: Strong compounding potential over long duration.
By 2029, operational leverage and scale could significantly enhance return ratios.
Growth Drivers:
Higher ROE and ROA
Stable NPA levels
Strong fintech integration
Investment View: Suitable for investors aiming at wealth creation through quality NBFC exposure.
By 2030, Bajaj Finance could strengthen its leadership position in India’s NBFC and consumer finance segment.
Growth Drivers:
Financial inclusion growth
Digital credit ecosystem expansion
Strong balance sheet and capital adequacy
Investment View: Ideal for long-term investors aligned with India’s financial growth story.
Rising interest rates impacting borrowing costs
Increase in NPAs during economic slowdowns
Regulatory changes in NBFC sector
Competition from banks and fintech companies
Moderate market volatility (Beta 1.09)
Bajaj Finance Ltd represents a high-quality financial services company with a strong track record of growth, digital innovation, and risk management. Its diversified portfolio and strong institutional backing make it a core candidate for long-term portfolios.
Reasons to Consider:
Strong promoter holding (54.70%)
Consistent earnings growth history
Attractive dividend yield (2.75%)
Digital-led scalable business model
Investors should monitor asset quality trends, credit growth, and regulatory changes before making significant investment decisions.
Bajaj Finance Ltd continues to be one of India’s most prominent NBFCs with strong fundamentals, digital strength, and consistent performance. Trading near its 52-week high reflects positive market sentiment.
Based on current projections, the stock could reach ₹2,500 to ₹3,000 by 2030, supported by credit expansion, digital growth, and stable asset quality.
For investors seeking long-term exposure to India’s expanding credit and financial services ecosystem, Bajaj Finance Ltd offers compelling potential — provided risks are carefully managed.
1. What is the current share price of Bajaj Finance Ltd?
It is currently trading around ₹1,015–₹1,025 as per recent market data.
2. What is the 2026 share price target?
The projected range for 2026 is ₹1,200 to ₹1,350.
3. Is Bajaj Finance Ltd a good long-term investment?
It may be suitable for investors seeking exposure to India’s growing credit market.
4. What is the 2030 share price target?
The projected range for 2030 is ₹2,500 to ₹3,000.
5. What influences the share price the most?
Credit growth, asset quality, interest rate movements, regulatory environment, and overall market sentiment.
Disclaimer: This article is for educational purposes only and should not be considered financial advice. Please consult a certified financial advisor before making investment decisions.
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